Internet Merchant Accounts For Your Business


If you want to accept credit cards for your goods and services, giving your customers added convenience, you’ll need an internet merchant account. A central component of our merchant account services for online payment processing is a banking relationship that manages money transfers from the cardholder’s bank to the merchant’s bank account. This credit card processing system also handles reports, merchant statements, chargebacks and other payment logistics.
TransactFirst is a premiere internet merchant account provider specializing in online payment systems for both physical and online stores. As your trusted business partner with more than a decade of industry expertise, we set up your payment processing and help you maintain it, handling everything from credit card processing to electronic checks and debit cards. We focus on creating strong business relationships between our elite banking and other payment processing partners and our clients.
Our custom designed solution for your business includes a merchant account and point-of-sale equipment for retailers or gateways for online merchants. Our Internet merchant accounts let you accept online payments, giving your customers different payment options with optimal security.
Since we have a large network of gateway providers and banking partners, we’re able to design a solution that’s a perfect fit for your company’s requirements and business goals. Having options lets you create a custom system that makes the most sense for your customers and your business plan. With an TransactFirst online payment system, your company will be able to:

Increase sales by giving customers more payment choices and secure transactions

Maintain a professional appearance with the perception that your organization is bigger than those that only accept PayPal

Improve cash flow by getting payments into your bank account faster

Over time, you’ll see additional advantages when you choose TransactFirst as your business partner. We don’t just sell you software. We build relationships. Your account manager will regularly review your account and guide you in the proper direction to meet your company’s changing needs and realize its business goals.
We offer you:

  • Lowest rates in the country

  • Ability to accept all major debit and credit cards, e-Checks and recurring billing
  • Dedicated Account Manager to answer questions and assist with integration
  • Dedicated Customer Service with 24/7 support
  • Multiple Bank choices
  • Multiple Gateways that are compatible with all shopping cartst

PIN-less debit is a fast-growing arena, and thinking about whether it is beneficial for your business sooner rather than later will keep you at the forefront of the industry. PIN-less debit technology allows a debit card to be processed as a debit card without entering a PIN, saving merchants up to 30% on their Visa / MasterCard transactions. It simplifies e-commerce debit transactions by removing the need for card present transactions. This allows card holders to access funds on debit cards without physically being present to enter PIN numbers and offers merchants an alternative method of accepting debit card payments. Combined with TansactFirst’s fraud detection technology, PIN-less debit is a safe way to process transactions quickly without fear of chargebacks. Direct debit is an incredibly easy way to reduce your company’s processing cost even further; just let us set you up and watch your fees go down.
  • Real-time processing allows you to automatically process your credit card payments with your merchant account online.
  • One of TransactFirst Gateways main priorities is helping our merchants prevent fraud
  • You can keep an up to date list of your customers in your TransactFirst Customer Billing Database.
  • We integrate with all the top shopping carts and platforms.
  • Automated chargeback processing and robust reporting features.
  • The enhanced safety and security of end-to-end tokenization.
  • Hosted checkout pages and hosted payment forms.
  • Ready-to-use APIs for recurring billing/subscription services.
  • Intelligent transaction routing, cascading payments, and rebill recycling.
  • Support for virtually every 3D-Secure merchant plug-in out there.
  • Integration with leading third-party CRM solutions.
  • An easy-to-use Software Development Kit that offers enhanced customization options to app developers.
  • Full white label support

We offer cost-effective credit card and payment processing services that are fast, secure and easy to use.Our “Five Minute Application” process is simple and fast. Our 97% approval rate is unmatched in the industry. If you own a business that currently processes between $6,000 and $100,000 per month in Visa, MasterCard and Discover sales, we bet that you will save each month by switching to TransactFrist’s outstanding service. Whether we install new equipment or work with your existing terminals and software services, we will minimize any downtime and start saving right away!

  • Take advantage of credit card processing rates that are the lowest in the industry
  • Manage transactions online using a secure portal
  • Maintain PCI DSS Compliance
  • Reduce Fraudulent Transactions
  • Receive friendly, timely customer support
  • Maintain your customer database for safe, reliable automatic payment processing
  • Get paid quickly!

Easily set up recurring payments and billingthrough the web using our Merchant Management Console or directly through our programming interface.

Take your business global – we process over 120 different currencies, and settle in over 30. With our daily settlement, you’ll get your funds in your bank account by the next business day after transactions have settled.

Evaluate and decline risky transactions at the time of purchase using our intelligent fraud screening system. We can provide fully managed advanced professional anti-fraud solutions & monitoring.

Why Choose Us

TransactFirst continuously monitors your merchant account setup for improvements. If we have ideas or suggestions that will help your business, we’ll contact you. That includes finding you a lower rate merchant account when possible.

Whether your business generates $5,000 a month or $10M, you can count on being able to reach us. Our support team is available 24/7, 365 days a year.

We stay up-to-date on the latest payments innovations. Everything from One Touch payments for your mobile customers, to accepting Bitcoins on your online store.

Mobile Payments

20.8% of global e-commerce in 2013 was carried out on a mobile device. By 2018, mobile transactions are forecasted to comprise 46.6% of online sales. Make your checkout mobile-friendly with our One Touch mobile payment technology and allow your customers to purchase on the go.

ins on your online store. INTEGRATION YOUR WAY

Virtual Terminal

Our Virtual Terminal allows you to process credit card orders by entering a customer’s credit card info into a secure point-of-sale web page.

  • Ready-to-use out of the box, no programming required
  • Hosted within our SSL-secured Merchant Management Console
  • Transaction management available through our Merchant Management Console
  • Start with the Virtual Terminal and add a new integration method at any time

Hosted Payment Solution

Our Hosted Payment Solution provides you with a secure, customizable, hosted payment form.

  • Securely hosted, no SSL certificate needed
  • Customizable – match your brand, and choose what fields to display
  • Transaction results can be returned to your website for post-processing
  • Email receipt and transaction management features available

Core API & Silent Redirect

Our Core API gives you complete control over integration into your e-commerce solution. Silent Redirect enables you to become PCI Compliant with ease

  • Libraries available in most major programming languages including: Java, Ruby, Microsoft .NET, and PHP
  • RESTful API also available
  • Silent Redirect allows you to keep the look and feel of your website while staying PCI-compliant